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With Porsche announcing that their going to start providing insurance for their own vehicles, it's got me thinking about what insurance is going to look like with EVs and autonomous vehicles.

As vehicles like the Taycan and Teslas become more capable of autonomous driving with features like an "auto pilot mode," how is this going to affect coverage for drivers? Are rates going to go up or down as we inch closer to self driving cars? Also what happens if your self driving car crashes and you weren't controlling it?

This kind of stuff makes me wonder if it has anything to do with Porsche's new insurance program. Also if getting insurance from car companies themselves will be the new norm.

I don't know if I'm the only one who's think about this, but I'm curious to hear what everyone's thoughts are.
 

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I doubt seriously that at this point any auto maker will take responsibility for their software driving vehicles so at least initially they will call the driving systems “partially autonomous “ and will state in their manuals that the person behind the wheel is ultimately responsible for incidents involving wrecks, deaths etc. Later on who knows? Currently vehicles driving themselves 100% is in the Windows 95 stage and you can’t re-boot at 75 mph safely! :)
 
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